Low Doc Loans

Low Doc Loans can be a great option for businesses wanting to access finance with minimal documentation and reporting required.

A low documentation (low doc) loan is a mortgage that can be taken out using different documentation to that required by a full documentation (full doc) loan.

This type of loan is often used by self-employed borrowers, who may find it difficult to provide conventional proof of income.

Low Doc Loans are available for amounts up to $500K.

Low Doc Loans can also be used as a type of line of credit when the customer is looking to purchase additional vehicles and equipment.

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Low Doc Loans Requirements

  • Available limit of up to $500K maximum.
  • Dealer and private sale.
  • Application and a statement of assets and liabilities (in some cases additional docs are required such as BAS statements or ATO portal printouts).
  • At least one director must be a property.
  • ABN active for a minimum of 2 years
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